June 2002 Stock Picks

ACE'S STOCK ACES
Growth Stocks Discovery & Information Systems

JUNE 2002 STOCK PICKS
Stock Name	SYM	Exch.	Sector	Industry	Date Picked	Pick Price (per share)
Wilshire State Bank	WSBK	NASD	Financial	Regional Banks	06/14/02	$26.41
Annaly Mortgage Mgmt.	NLY	NYSE	Services	Real Estate Operations	06/07/02	$19.41

Wilshire State Bank provides personal, business and ancillary banking services. (Ticker: WSBK; Exch: NASD; 06/14/02 Price: $26.41/shr.)

STOCK'S CORE STRENGTHS

Management's Effectiveness (12 Mo.) . . . Return on Equity: 19.44%

Profitability (12 Mo.) . . . Profit Margin: 20.97%

Stock's Growth Record (12 Mo.) . . . Revenue: 2.22%

. . . EPS: 13.64%

. . . Price: 67.90%

. . . Dividend: ---%

PE & EPS (12 Mo.) . . . Price/Earnings: 12.85

. . . Earnings/Share: 2.12

STOCK'S 12-MONTH GAIN (LOSS), 06/14/02 - 06/13/03: 27.92%

STOCK'S 48-MONTH GAIN (06/14/02 - 06/14/06) GAIN: N.A. (DELISTED PRIOR TO 06/14/06)

           ADVANCED STOCK INFORMATION: All the stock information you need to
           evaluate this stock and make smart investment decisions (Company profile, analyst rating, price
             history, price chart, financial statement, earnings, competition, fundamentals, stock performance, stock valuation, stock
             quotes,   annual reports, company performance, institutional holdings, latest news, inside trading, discussions, more.
             Source: http://www.stockadvanced.com/).

Annaly Mortgage Management a real estate investment trust (REIT) that owns and manages a portfolio of mortgage-backed securities. (Ticker: NLY; Exch: NYSE; 06/07/02 Price: $19.41/shr.)

STOCK'S CORE STRENGTHS

Management's Effectiveness (12 Mo.) . . . Return on Equity: 22.39%

Profitability (12 Mo.) . . . Profit Margin: 43.69%

Stock's Growth Record (12 Mo.) . . . Revenue: 39.69%

. . . EPS: 91.08%

. . . Price: 51.05%

. . . Dividend: 52.17%

PE & EPS (12 Mo.) . . . Price/Earnings: 8.22

. . . Earnings/Share: 2.39

STOCK'S 12-MONTH GAIN (LOSS), 06/07/02 - 06/06/03: 1.96%

STOCK'S 48-MONTH GAIN (06/07/02 - 06/07/06) GAIN: (2.17%)
($11.53sh. - $11.28sh.)

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