July 2002 Stock Picks

ACE'S STOCK ACES
Growth Stocks Discovery & Information Systems

JULY 2002 STOCK PICKS
Stock Name	SYM	Exch.	Sector	Industry	Date Picked	Pick Price (per share)
Classic Bancshares, Inc.	CLAS	NASD	Financial	S&Ls/Savings Banks	07/15/02	$24.09
New Century Financial Corp.	NCEN	NASD	Financial	Consumer Financial Srvcs	07/03/02	$30.06

Classic Bancshares, Inc. is a financial holding company for its primary wholly-owned subsidiary, Classic Bank, a chartered commercial bank. (Ticker: CLAS; Exch: NASD; 07/15/02 Price: $24.09/shr.)

STOCK'S CORE STRENGTHS

Management's Effectiveness (12 Mo.) . . . Return on Equity: 10.40%

Profitability (12 Mo.) . . . Profit Margin: 16.05%

Stock's Growth Record (12 Mo.) . . . Revenue: 0.10%

. . . EPS: 101.45%

. . . Price: 54.57%

. . . Dividend: ---%

PE & EPS (12 Mo.) . . . Price/Earnings: 12.86

. . . Earnings/Share: 1.94

STOCK'S 12-MONTH GAIN (LOSS), 07/15/02 - 07/15/03: 25.49%

STOCK'S 48-MONTH GAIN (07/15/02 - 07/15/06) GAIN: N.A. (DELISTED PRIOR TO 07/15/06)

             STOCK INFO: Stock information you may need to evaluate this stock and make
              smart investment decisions (Company profile, analyst rating, price history, price chart, financial statement,
              earnings, competition, fundamentals, stock performance, stock valuation, stock quotes, annual reports, company
              performance, institutional holdings, latest news, inside trading, discussions, more.
              Source:http://www.stockadvanced.com/).

New Century Financial Services is a specialty finance company dealing with sub-prime mortgage loans secured primarily by first mortgages on single-family residences. (Ticker: NCEN; Exch: NASD; 07/03/02 Price: $30.06/shr.)

STOCK'S CORE STRENGTHS

Management's Effectiveness (12 Mo.) . . . Return on Equity: 38.57%

Profitability (12 Mo.) . . . Profit Margin: 22.59%

Stock's Growth Record (12 Mo.) . . . Revenue: 78.95%

. . . EPS: ---%

. . . Price: 180.45%

. . . Dividend: ---%

PE & EPS (12 Mo.) . . . Price/Earnings: 10.08

. . . Earnings/Share: 3.47

STOCK'S 12-MONTH GAIN (LOSS), 07/03/02 - 07/02/03: 40.76%

STOCK'S 48-MONTH GAIN (07/03/02 - 07/03/06) GAIN: N.A. (DELISTED PRIOR TO 07/03/06)

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